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Natalie Curtis

Natalie Curtis

Of Counsel

Natalie advises financial institutions and fintech clients on both contentious and non-contentious regulatory and compliance matters.

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Experience

With more than 14 years' experience, Natalie leads the firm's financial services regulatory practice in Singapore. 

Having practised in four Asia-Pacific jurisdictions, she has developed a good understanding of the regulatory regimes and challenges that apply to financial institutions operating in Asia-Pacific and beyond.

Natalie has extensive experience advising on financial services licensing, senior management accountability, conduct, anti-money laundering (AML) regulation and compliance, suitability and the cross-border and local impact of regulatory change. She has also advised a number of fintech clients, including in relation to robo-advice, cryptocurrency exchanges, payments and acquiring business and initial coin offerings.

Her contentious experience includes advising clients on internal and regulatory investigations and enforcement relating to insider trading, conflicts of interest, employee conduct issues, systems and controls breaches, IPO sponsorship conduct, misleading financial advice fees, mis-selling and breaches of AML regulations. 

Natalie regularly interacts with key regulators, including the Monetary Authority of Singapore, and works closely with industry bodies such as the Asia Securities Industry and Financial Markets Association (ASIFMA) on financial services reform and developments. 

Natalie's recent experience includes advising:

  • the Hong Kong branch of a global investment bank and an international bank on separate investigations by the HKMA into alleged breaches of anti-money laundering and counter-terrorist financing regulations
  • the Singapore branch of a global financial services company and a Singapore-based investment manager on the Hong Kong financial services licensing regime and restrictions on conducting certain transactions and marketing certain investments in Hong Kong
  • a number of global financial institutions on compliance with the new senior management accountability regimes in Hong Kong (SFC MIC regime and HKMA RISMA regime) and Australia (BEAR)
  • working with ASIFMA on the impact of the forthcoming EU Benchmark Regulation on financial services firms operating in Asia Pacific
  • a number of global financial institutions on the application of the Hong Kong professional investor regime and the suitability and client agreement requirements under the SFC's Code of Conduct
  • a global investment bank during investigations by the Hong Kong SFC and the Commercial Crime Bureau into the bank's role as an IPO sponsor 
  • a Korean corporation on the setup of cryptocurrency exchanges globally, including in Singapore, Hong Kong and Luxembourg
  • a blockchain company on its initial coin offering in Singapore
  • a fintech company on the Hong Kong financial regulatory requirements applicable to its business model

 

Background

Natalie is qualified in Hong Kong, Australia and New Zealand and is a registered foreign lawyer in Singapore. She holds a bachelor of law and a bachelor of management studies.