Policyholder insurance highlights 2019

This unique publication focuses on business implications and learnings for insurance policyholders, including:

• The insurance market continues to harden: as renewal negotiations with insurers get more difficult, seek to maintain broad coverage in your existing policy wording which covers the risks most relevant to your business.
• Take the appropriate advice early in a claim situation: insurers will be doing the same, and missteps at an early stage may result in delay and/or reduced recovery. Don’t assume that claims which look hard should not be pressed until you have taken advice – the cases show that many policyholders have won against the odds.
• Keep an eye on developments in risk: it remains important to continually assess your needs for insurance covering emerging risks such as cyber, as well as shifts in well-established risks such as class-actions and exposure to regulators.

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