22 Dec 2014
Insight
Australia, Brisbane, Melbourne, Perth, Sydney
To access relevant legislation for each region, click the following link: Resources
Review regulatory framework by region below
Australian payment regulation landscape
To download or print this table, click here.
European payment regulation landscape
To download or print this table, click here.
United Kingdom payment regulation landscape
To download or print this table, click here.
United States payment regulation landscape
To download or print this table, click here.
Resources
Links to relevant Australian legislation:
- Reserve Bank Act 1959
- Payment Systems (Regulation) Act 1998
- Corporations Act 2001
- Payment Systems and Netting Act 1998
Links to relevant European legislation:
- Regulation (EU) No 260/2012 – Technical and business requirements for credit transfers and direct debits in euro
- Regulation (EC) No 924/2009 – Cross-border payments in the Community
- Decision 2009/72/EC – Payment Systems Market Expert Group (PSMEG)
- Directive 2007/64/EC – Payment services in the internal market
- Regulation (EC) No 1781/2006 – Information on the payer accompanying transfers of funds
- Directive 2000/46/EC – Electronic money institutions
- Directive 2000/28/EC – Credit institutions
- Directive 98/26/EC – Settlement finality in payment and securities systems
Links to relevant United Kingdom legislation:
Legal Notice
The contents of this publication are for reference purposes only and may not be current as at the date of accessing this publication. They do not constitute legal advice and should not be relied upon as such. Specific legal advice about your specific circumstances should always be sought separately before taking any action based on this publication.
© Herbert Smith Freehills 2023